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Temecula uninsured driver car crash lawyerA car accident is always a hassle to deal with, but if you were injured in an accident caused by an uninsured or underinsured driver, managing the aftereffects of the accident can be even more difficult - especially if you need compensation for your injuries and car damage. When purchasing car insurance policies, however, many people do not anticipate the high likelihood of getting into an accident with someone who has insufficient car insurance coverage, and therefore opt out of paying for this important feature.

If you are wondering whether you really need uninsured motorist coverage, know the answer is yes - and then secure coverage before you need it. If you have already been in a car accident, having legal representation from an experienced California personal injury attorney can help you get the compensation you deserve. Here are four common questions about uninsured driver insurance. 

Will My Health Insurance Pay For an Accident with an Uninsured Driver? 

If you have health insurance, your health insurance coverage should cover any injuries you sustain in a car accident. But if you have an accident that causes long-term damage that makes it difficult or impossible to work, your health insurance will not help you recover lost wages. It will also not compensate you for things like wrongful death, loss of quality of life, and other non-health-related injuries.  

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temecula car crash lawyerBeing in a serious car accident is not only physically damaging, but psychologically traumatizing as well. Feelings of confusion, anger, fear, and even guilt are normal, especially if you suffered a traumatic head injury in the accident. You may want to put the whole thing behind you and just get on with your life, but are prevented by expensive medical bills and troubling symptoms that just do not seem to go away. 

If you have been in a bad California car accident, especially if someone else was responsible for the crash, it is essential to meet with a personal injury attorney. While legal action is not available in every case, you may be surprised to learn that you can take action to recover money for the pain, suffering, and financial losses you have suffered because of the crash. 

Steps to Take After a California Car Crash

The first thing you need to do after a crash is to make sure you are physically okay. If you are suffering from serious injuries, get medical help right away - do not stop to take photos or argue with the other driver. Depending on the seriousness of the crash, police may be on the scene right away. However, other accidents, while causing major damage, may depend on you to call the police - especially if the other driver is trying to negotiate with you. Whatever the circumstances, making sure you get a police report is absolutely essential, even if your injuries only seem minor. 

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riverside county truck crash injury lawyerEvery year, thousands of people die in truck accidents. Many tens of thousands more are seriously injured. After losing a loved one or suffering personal injury in a serious California truck accident, you may be overwhelmed and unsure of where to seek help. This might be especially true if you are unable to return to work because of your injuries, or if you are suffering from the grief of losing a parent, child, or spouse. If this sounds familiar to you, you have options. A California personal injury attorney can examine your case and work to get you the compensation you deserve for your pain and suffering. 

Meet with a Personal Injury Lawyer

Truck accidents are often complex events that have more than one cause. Determining which driver or condition was responsible for an accident can require extensive investigation by someone who is experienced in truck accidents, California personal injury law, insurance company negotiations, and courtroom litigation. A personal injury attorney is just the person who can help with all of these areas. Amassing evidence, reconstructing a crash scene with the help of accident professionals, and managing negotiations to make sure you get a fair payout are just some of the ways that personal injury attorneys can help after a truck crash. 

What Kind of Damages Can I Recover? 

The kind of damages (money) you can recover will depend on the seriousness of the accident, the losses you experienced, and the percentage of the accident for which each involved party was at fault. The answer is different in every case. However, many cases involve damages for physical pain and suffering, the cost of medical treatment, lost wages, and even other, harder to quantify categories, like loss of consortium (the loss of the benefits of a close relationship). Except for medical malpractice cases, California does not place maximum limits on personal injury damages. 

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