What Are Common Car Accident Claim Complications?

 Posted on June 27, 2025 in Car Accident

Car accidents in Southern California often cause injuries, property damage, and other losses. If another party’s negligence caused your crash, you may be entitled to compensation. However, your claim could involve one or more complex legal challenges. If you do not navigate those challenges successfully, you may not receive as much compensation as you deserve. Having experienced legal representation is invaluable.

Our knowledgeable Temecula, CA car accident attorney understands how these complications could affect your claim. We know how to overcome complex challenges and will fight to help you collect maximum compensation.

What Circumstances Could Complicate My Car Accident Claim?

Every crash is different. The circumstances surrounding yours could present issues that stand between you and securing the highest available amount of compensation. Fortunately, you do not have to face those complications alone.

Hit-and-Run Drivers

When an at-fault driver leaves the scene of an accident, you may wonder if you are still able to seek compensation. We may be able to identify and locate that driver through an investigation. However, you may need to file a claim against the uninsured/ underinsured motorist coverage in your own auto insurance policy. Even a claim with your own insurer does not guarantee you will be treated fairly.

Uninsured and Underinsured Motorists

Although required by law, many drivers in California lack car insurance or have only minimal amounts. If the at-fault driver has minimal coverage or none at all, uninsured/ underinsured motorist claims allow you to use your own policy to make up the difference between your damages and the other driver’s insurance limits. Again, that does not mean getting as much compensation as you deserve will be easy.

Commercial Vehicle Involvement

Crashes with commercial vehicles like tractor-trailers often lead to serious injuries. These claims are often complex because more than one party could be liable for the truck’s involvement in a crash. In other cases, third-party contractors driving their own vehicles could further complicate matters. It is often challenging to determine who was at fault and which insurer(s) should pay your claim.

Multiple-Vehicle Collisions

When three or more vehicles collide, identifying fault becomes more complicated. A multiple-vehicle crash is actually a series of individual collisions. Each impact can lead to new injuries or worsen previous wounds. It is necessary to prove that a specific party’s negligence directly caused your injuries and related losses. All the insurance companies involved are likely to point to another party’s liability in an attempt to minimize their own.

Shared Fault, Including Yours

California follows pure comparative negligence, which allows you to seek damages from other at-fault parties even if you share responsibility for causing your crash. However, your compensation is reduced by your percentage of fault. Insurers may try to manipulate fault to reduce the value of your claim.

How Can a Lawyer Help Me Overcome Car Accident Claim Challenges?

We can conduct a full investigation, collecting evidence to support your claim. We can negotiate with insurance companies to reach a favorable settlement amount, defend your claim if fault is disputed, and take your case to court if necessary to obtain maximum compensation. We will use our knowledge, resources, and experience to achieve the best possible outcome for you.

Discuss Your Case With Our Dedicated Riverside County, CA Car Accident Lawyer

If your car accident claim is complicated, you are not alone. Our experienced Temecula, CA personal injury attorney at Maineri Law Firm has the skills needed to handle even the most complex vehicle accident cases. Contact us online or call 951-698-4200 today to request your free consultation.